Senior Management

İlker Yeşil graduated from Ankara University, Faculty of Political Science, Department of Public Administration. He started his career in 1995 as an Assistant Inspector at the VakıfBank Inspection Board. After serving as an inspector, he was appointed as an Assistant Manager at Çukurova Regional Directorate. At VakıfBank, he served as Branch Manager in Antakya, Karaman and Adana, as Regional Manager in Çukurova, Mediterranean, and Gebze, and as Executive Vice President in charge of Payment Systems and Digital Channels.

Mr. Yeşil served as Executive Vice President at Vakıf Pazarlama, a subsidiary of VakıfBank, and General Manager at Vakıf Gayrimenkul Değerleme before assuming the position of Executive Vice President in charge of Retail Banking at Türk Ticaret Bankası in July 2024. He was appointed as a Member of the Board of Directors and CEO in April 2025.

Ahmet Zafer Seyar graduated from Istanbul University’s Faculty of Economics, Department of Econometrics. He earned his master’s degree in International Economics from the Faculty of Social Sciences at Marmara University. Mr. Seyar began his career in capital markets in 1997.

In 1999, he joined ING Bank, where he worked in various areas of corporate banking. From 2001 to 2006, he served as the Sales and Field Management Manager in the Corporate Banking team at the Head Office, and he served as Sales and Field Manager between 2006 and 2010. Between 2010 and 2012, he held the position of Corporate Branch Manager at ING Türkiye’s Kozyatağı Corporate Center. In 2012, he was appointed Corporate Banking Director at Odeabank, playing an active role in the bank’s establishment phase. He later served as Director responsible for all product groups, including Trade Finance and Cash Management, under the roof of Commercial Banking.

Mr. Seyar joined Türk Ticaret Bankası in April 2024 as Executive Vice President in charge of Corporate and Commercial Banking and was later appointed Executive Vice President responsible for Retail, Commercial, and Corporate Banking.

Engin Topaloğlu completed his undergraduate and master’s degrees in Industrial Engineering at Bilkent University and his Ph.D. in Finance and Banking at Kadir Has University. He also received executive training in Marketing Management at Boğaziçi University and Business Analytics at Cambridge University.

Mr. Topaloğlu worked as a research assistant at Bilkent University between 1993 and 1995 and started his career in the finance sector as a member of the Inspection Board at İş Bankası. At the same bank, he served as Budget and Planning Group Manager, Corporate Architecture Department Manager, and Retail Banking Marketing Department Manager. He also served as Branch Manager at the Gebze and London branches.

From 2021 to 2024, he served, respectively, as Executive Vice President responsible for Internal Systems and as Executive Vice President responsible for Financial Management at Türkiye Sınai Kalkınma Bankası. In addition to his executive duties, he served as Deputy Chairman of the Board of Directors at Anadolu Hayat Emeklilik and TSKB Gayrimenkul Değerleme, and as a Board Member at the Turkish-British Chamber of Commerce and Industry, İş Yatırım, İş Gayrimenkul Yönetimi, İşNet, and Erişim Çağrı Hizmetleri. Engin Topaloğlu holds CFA, FRM, CMA, CISA, and CIA certifications. Mr. Topaloğlu joined Türk Ticaret Bankası in March 2024 and continues to serve as Executive Vice President of Financial Management.

Executive Vice President/Credit Extension Hatice Çavdar graduated from Marmara University, Faculty of Economics and Administrative Sciences, Department of Labor Economics and Industrial Relations. She began her career at Yapı Kredi in 1995, holding various positions from assistant specialist to director in different areas of credit, including financial analysis, corporate credit allocation, commercial credit allocation, project finance, subsidiary loans (leasing and factoring), and FI allocation. She also worked as a Corporate Marketing Manager.

Between 2014 and 2016, she worked for MWH-Stantec as the Lead Financial Advisor for EBRD’s TurREFF-Türkiye Residential Energy Efficiency Financing Facility. Ms. Çavdar rejoined Yapı Kredi in 2016 and served as Director of Credit Underwriting until 2022. Between 2022 and 2024, she worked as Credit Underwriting Director at İhracatı Geliştirme A.Ş. Ms. Çavdar joined Türk Ticaret Bankası in June 2024 as Executive Vice President in charge of Loan Extension. She continues to serve as the Executive Vice President responsible for the Bank’s credit underwriting.

Mutlu Akpara holds a Bachelor’s degree in Industrial Engineering and a Master’s degree in Financial Engineering from Boğaziçi University. He started his career at Yapı Kredi Bank’s Treasury Department in 1996 with the Executive Training Program.

He served as Executive Vice President at Standard Yatırım Menkul Kıymetler between 2005 and 2007, and then as Executive Vice President of Treasury and Capital Markets at Eurobank Tekfen between 2007 and 2012, managing the operations of Asset Liability Management, Markets, and Treasury Sales Departments. During the 2012-2021 period, he assumed a leadership role as Executive Vice President of Treasury, Capital Markets and Financial Institutions at Burgan Bank Türkiye and took an active role in the Executive Committee, Asset Liability Committee, Risk Committee, and IT Systems Steering Committee of the bank and contributed to strategic decision-making processes. In addition, he served as a Board Member at Burgan Yatırım Menkul Değerler, Burgan Finansal Kiralama, and Burgan Portföy, subsidiaries of the Bank. Between 2022 and 2023, he served as Executive Vice President of Treasury at Şekerbank. Mr. Akpara joined Türk Ticaret Bankası in April 2024 as Executive Vice President in charge of Treasury and Financial Institutions.

Osman Tanaçan graduated from Middle East Technical University, Department of Statistics, and received his master’s degree in Marketing Communications from Istanbul Bilgi University.

He started his professional career as a Systems Analyst Programmer at Koç Holding in 1991 and has worked in the Information Technology and Payment Systems departments in the banking sector since 1996. Mr. Tanaçan worked as a Specialist at Esbank IT Department, Assistant Manager at Credit Cards Department, Manager at Pamukbank Retail Banking, Executive Vice President at Bileşim A.Ş. and Head of Department at Akbank Payment Systems. Mr. Tanaçan served on the Board of Directors of BKM (Interbank Card Center) between 2007 and 2015, and was the Chairman of the Board of Directors of BKM between 2010 and 2011, during which time he assumed the roles of the Chairman of the Operations and Technology Committee and the Chairman of the Market Development Committee. Mr. Tanaçan was appointed as the Head of Payment Systems and Technology Operations Group at Ziraat Bank in January 2012 and served as the General Manager of Informatics and Board Member during the same period. Between 2015 and 2022, Mr. Tanaçan served as the General Manager and Board Member of Ziraat Technology. Mr. Tanaçan joined Türk Ticaret Bankası in January 2024 as an Executive Vice President in charge of Information Technology and Operations.

Önder Yilmaz graduated from Istanbul University, Faculty of Political Sciences, Department of International Relations. He received a master’s degree from Boston University Metropolitan College’s Finance Department and a master’s degree with a thesis from Marmara University Banking Department.

He started his career as Assistant Inspector at the Ministry of Health between 2005 and 2006 and as National Real Estate Assistant Auditor at the Ministry of Finance. Between 2006 and 2020, he served as Sworn Bank Auditor, Advisor to the Chairman, Head of Corporate Communications and External Relations Department and Head of Audit Department at the Banking Regulation and Supervision Agency. During this period, he audited many banks and non-bank institutions and played an important role in the establishment of the institution’s high-level policies and external communication.

Between 2020 and 2024, he held the roles of Secretary General and Regulatory Compliance Director at Odeabank and managed the processes of establishing the sustainability process and drawing up the first Sustainability Report. He also led the Bank’s compliance programs with the Banking Law and other regulations. From 2021 to 2024, he was a Board Member of The Banks Association of Türkiye (TBB) Risk Center and served on the board of the Sworn Bank Auditors Foundation. Since its establishment, he has supported social responsibility initiatives at the Association of Financial and Operational Restructuring Professionals (FOYDER), serving as Deputy Chairman and currently serving as Chairman of the Board of Directors. Önder Yılmaz joined Türk Ticaret Bankası in April 2024 as an Executive Vice President in charge of Internal Systems.

(*) Önder Yılmaz resigned from his position as of January 29, 2026.

He completed his undergraduate degree in Business Administration at Gazi University and his Ph.D. in Accounting and Finance at Selçuk University.

He began his banking career at Halkbank in 1994, where he held various positions, including Inspector, Head of Department, Chief of Staff, Commercial Branch Manager, Corporate Branch Manager, and Regional Coordinator. With extensive experience in retail, commercial, and corporate banking, he specializes in strategy development, deposit and credit management, human resources processes, and operational efficiency. Mr. Karakaş has served as a Member of the Board of Directors and Audit Committee at many subsidiaries and institutions. He has also taught banking courses at Istanbul Commerce University and Hacı Bayram Veli University. Following his tenure as a member of the Board of Directors of Türk Ticaret Bankası from April to October 2025, Dr. Ahmet Karakaş was appointed Executive Vice President of Human Resources at Türk Ticaret Bankası in October 2025.