Working Capital Loans

For your working capital requirements, you can utilize spot, revolving or installment loans. If you prefer, you can reimburse your installment loans through equal monthly installments or flexible payment options.

Spot Loans

These cash loans involve fixed interest and principal payments, determined during credit utilization where repayments are made at maturity. The fixed interest rate ensures protection against varying funding costs.

Revolving Loans

A cash loan product that can be drawn and repaid at any time within the allocated credit limit to address your short-term cash requirements.

Installment Loans

Installment Loans are cash loan facilities available with either fixed or floating interest rates, allowing repayments to be made in installments at predetermined intervals over the loan term.

Under fixed-rate loans, the interest rate applied to the loan and the repayment amounts are fixed at the time of disbursement and remain unchanged throughout the loan term, regardless of changes in the cost of funding.

Under floating-rate loans, the interest rate applied to the outstanding loan balance and the corresponding interest amount payable vary in line with changes in the cost of funding.